Manufacturer’s Smartphone Insurance Plans

Apple and Samsung, the two biggest phone makers, sell their own coverage.

AppleCare +
Every iPhone comes with a standard one-year Apple warranty and 90 days of technical support. Adding AppleCare +, which you must purchase within 60 days of purchasing your smartphone, extends the hardware warranty and covers accidental damage for up to 2 years for the iPhone 8 Plus, iPhone 7 Plus, and iPhone 6s Plus for $ 149; It costs $ 199 for an iPhone X. For the fee, Apple covers up to 2 incidents of damage, such as a cracked screen, and adds another year of protection for mechanical failures. The plans do not cover loss or theft. You will have to pay a deductible of $ 29 to repair damage to the screen and $ 99 for other types of damage, plus taxes. Repairs can be done at an Apple store, an authorized reseller, or by mail.

Samsung Premium Care
This covers the latest Samsung smartphones including the Galaxy S8, Galaxy S8 +, Galaxy Note8, Galaxy S9and Galaxy S9 +, for $ 12 per month. You can register at the time of purchase for the S9 family of phones and at any time for the other phones. You can cancel at any time. Samsung Premium Care extends your phone’s original one-year warranty for as long as you pay for the policy and covers accidental damage, including drops, liquid spills, and cracked screens. You will pay a $ 99 deductible for a repair. You can get up to three replacements each year for every smartphone you insure. Premium Care does not protect your smartphone if it is lost or stolen.